Tree removal insurance, otherwise known as arborist insurance, is designed for the operational risks any sized business from large tree removal services to independent arborists might face during daily business operations. Many types of companies that provide tree removal services benefit from having business insurance. Some of these businesses include landscapers, property management firms, lawn care services, tree planters, arborists etc.
Tree removal can be a dangerous process, especially given the types of equipment and liability risks you might face. During the process, your equipment can break down or a client can suffer an injury or property damage. You might also run into unexpected events that could temporarily or permanently force your business to close.
Whether you specialize in commercial or residential tree removal services, adequate insurance is important to keep your business safe against damages, liability claims, and lawsuits. With the help of ALIGNED, you can keep your business safe with tree removal insurance. We provide affordable, comprehensive tree removal insurance packages to keep your business up and running at all times.
Why Is Tree Removal Insurance Important?
Regardless of the type of tree removal service you provide, business insurance is always important to have. It helps mitigate the financial risks of running a tree removal business and/or providing tree removal services and provides coverage against liability claims, lawsuits, and other damages that can negatively affect your business’s financials.
- You get contracted to cut down an overgrown tree in a client’s residential backyard and some of the tree branches fall onto and significantly damage their patio and garden.
- You determine that a group of trees at the park does not need to be removed. However, several weeks later, the tree falls down and breaks the park equipment and damage a car.
- You’re asked to routinely trim the trees and hedges on a commercial property, but your equipment suddenly breaks down and forces you to stop operating.
- You use pesticides to remove an invasive species from the tree of a client and accidentally spill it in a well established garden and kill numerous mature plants and trees.
What Does Tree Removal Insurance Cover?
Commercial General Liability Insurance – also called CGL insurance, provides coverage for injuries, bodily harm, and property damages occurring to a third party during your business operations.
Commercial Property Insurance – protects your commercial assets and equipment against damage in the event of a fire, theft, vandalism, flood, or other natural accident beyond your control.
Pollution Liability Insurance – there are pollution risks to the surrounding land, water systems, and air when using pesticides, which cause injuries and property damage. Pollution liability insurance protects your business from liability, lawsuit, and cleanup costs for on-site and off-site pollution cases.
Commercial Auto Insurance – whether you have a fleet of vehicles or use your pickup truck for personal and business purposes it’s important to have commercial/business auto insurance to protect you and your organization from third party liability and/or expensive repairs to your vehicle(s).
Find The Right Tree Removal Insurance From ALIGNED
ALIGNED works with Canada’s top insurance companies to provide custom insurance packages at affordable prices. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.