Best Professional Liability Insurance For Civil Engineers Online In Canada?

Want The Best Professional Liability Insurance For Civil Engineers Online In Canada? Get ALIGNED.

As a civil engineer you may be wondering: “Where can I get the best professional liability insurance for civil engineers online in Canada?” Since day one, professional liability has been an important part of our business insurance package and that’s why we make it easy to get a quote for online here. Whether you practice in Salmon Arm, BC, Shediac, NS or anywhere in between, our experienced insurance brokers know how to ensure your civil engineering business operations are aligned. Across Canada, we help building design pros – including civil engineers – get their coverage requirements aligned.

We’ve Made It Easy To Get Online Civil Engineers Professional Liability. 

From the ground up, our insurance brokers build errors and omissions coverage for Canadian civil engineers with your specific needs in mind. We work with Travelers Canada to deliver an exceptional product for building design professionals – specifically with annual gross billings of less than $200,000 – including:

• Registered architects
• Landscape architects
• Land surveyors &/or
• Licensed engineers

You can check out a PDF of the ALIGNED and Travelers Canada building design professional liability wording right now, visit our online portal here.

Here’s a link where you can get professional liability – aka E&O insurance – for civil engineers online right here on our website.

What You Need To Know To Get Professional Liability Insurance For Civil Engineers.

Please note that to be eligible for this liability insurance product for civil engineers you must:

• Have at least one principal who is a registered architect, landscape architect, land surveyor or a licensed engineer; and
• Have been in business more than one year;
• Have annual gross billings of less than $200,000;
• Have annual gross billings from the most recent fiscal year from only the following disciplines: architect, land surveyor, landscape architect, civil engineer, mechanical engineer or electrical engineer.

Together with Travelers Canada, we offer an online building design professional liability insurance coverage product for you and/or your civil engineers.

Professional liability is important. Fit the best professional liability coverage into your business plan. We just need you to respond to a few specific questions about your civil engineering practice and/or civil engineers, we will line up an online insurance quote.

We understand how important it is to get aligned with the right coverage. To get the online quote process started, all you need to do is address some foundational questions about your civil engineering business.

ALIGNMENT Matters. Get Aligned Professional Liability Insurance. 

Here are 7 other liability coverages that you may want to consider for your civil engineering business:

1. Auto
2. Accounts Receivable
3. Business Interruption
4. Commercial General Liability
5. Commercial Property
6. Employee Theft
7. Employment Practices Liability

Want to learn more about best professional liability insurance for civil engineers online in Canada? Our experienced commercial insurance brokers are here to help you to determine the types of coverage you need most. Connect with one of our Canadian Business Insurance Brokers today at 1-866-287-0448 or CLICK HERE!

FAQ

Do civil engineers have insurance?

Civil engineers should have insurance because they face many risks during daily operations. Insurance protects civil engineers against legal fees, liability claims, and damages associated with third-party injuries and property damage and their services.

Since civil engineers deal with complex issues, highly technical skills and equipment, and have many private and public stakeholders, insurance is a must. It will defend them in the event of a lawsuit and could save them thousands of dollars or more on settlement awards, medical bills, and legal defence fees.

What are engineers liable for?

Civil engineers are responsible for planning, designing, constructing, and managing infrastructure for the public and private sectors. As a result, they have direct liability for any injuries, property damage, pollution, or negligence that occurs during the course of their services.

When a customer or a stakeholder sues a civil engineer, contract liability and professional negligence are the two types of liability. Contract liability refers to the engineer’s responsibility to deliver service as stated in the contract signed between them and the company that hired them. Failure to adhere to the contract can cause a lawsuit claiming breach of contract.

Professional negligence refers to failure on the engineer’s part to deliver services at a reasonable level of competency. Claims could arise because of errors and omissions that result in property damage, injuries, or financial loss to the stakeholders.

What insurance do structural engineers need?

Structural engineers can benefit from several types of insurance to protect them against liability and loss. Here are some common ones:

• Professional liability insurance protects structural engineers against third-party claims of negligence, errors, or omissions from their services.
• General liability insurance protects them against third-party claims of property damage or injury.
• Commercial auto insurance covers the commercial fleet against damages and repairs from accidents and collisions.
• Pollution liability insurance protects them against costs to clean up any pollutants, chemicals, and spills

How does engineering insurance work?

Engineering insurance protects various engineers against the risks and financial losses they face during daily operations. It covers damages, repairs, and loss of income from insured perils. It also covers third-party liability claims and lawsuits alleging property damage, contract liability, negligence, and injury.